How to always check you have a right to see what is in your credit file if I have a bad credit score. Then you can find out exactly what has influenced your credit score if you want to borrow money with bad credit. </p> <p>Most likely, if you will find any mistakes, you’ll be able to ask to allow them to be corrected, which could boost your score. </p> <p>You can find three key credit reporting agencies when you look at the UK, although a couple of various brands use their information to offer people who have their credit ratings. </p> <p>These agencies are: </p> <ul> <li>Experian</li> <li>TransUnion</li> <li>Equifax</li> </ul> <p>You can access your credit rating at no cost through some of the agencies, however if you wish to visit your complete file, these agencies may request re re payment. </p> <p>Nonetheless, some credit solutions offer use of the entire apply for free, such as for example ClearScore or Noddle (now called Credit Karma) therefore it is well well worth searching to locate an option that is free. <a href="" class="more-link"><br /></a><a class="read-more-btn" href="">Read more …</a></p> <p>